Mortgage Calculator

Calculate payments, interest costs, and amortization schedules

Calculate your monthly payment and loan breakdown

Basic Information

1/2Required

Enter the essential details for your mortgage calculation

Home Price*

Range: $1,000.00 - $10,000,000.00

The total purchase price of the home

Down Payment*

Range: $0.00 - $0.00

Amount you'll pay upfront (typically 10-20%)

Loan Term*

Length of the mortgage in years

Interest Rate*

Range: 0.1% - 20%

Annual percentage rate (APR)

2/2Optional

Optional expenses that affect your total monthly payment

Property Tax

Range: $0.00 - $100,000.00

Annual property tax amount

Home Insurance

Range: $0.00 - $50,000.00

Annual homeowner's insurance premium

PMI (Private Mortgage Insurance)

Range: $0.00 - $5,000.00

Monthly PMI payment (usually required if down payment < 20%)

HOA Fees

Range: $0.00 - $2,000.00

Monthly homeowner association fees

Extra Monthly Payment

Range: $0.00 - $10,000.00

Additional principal payment to pay off the loan faster

Calculate mortgage interest tax deductions and property taxes

Plan investments alongside your mortgage payments

Balance homeownership with retirement saving goals