Frequently Asked Questions
Find answers to common questions about our calculators, accuracy, and how to make the most of our financial tools.
General Questions
Yes, absolutely! All our financial calculators are completely free to use with no hidden fees, subscriptions, or premium tiers. We believe everyone deserves access to accurate financial tools to make informed decisions.
Our calculators use industry-standard mathematical formulas and are verified against bank calculations and financial institution standards. We achieve 99.9% accuracy and regularly audit our formulas.
However, these calculators provide estimates for planning purposes. For official loan approvals, investment decisions, or legal documents, always consult with qualified financial professionals.
No, we never store your financial data. All calculations are performed entirely in your browser, and no personal financial information is sent to our servers. Your privacy is our top priority.
Our calculators are designed for planning and educational purposes. While highly accurate, they should not replace official calculations from lenders, financial advisors, or legal professionals for binding agreements or official documents.
Calculator Questions
Several factors can cause differences between our estimates and lender quotes:
- Lenders may use slightly different interest rates
- Additional fees like PMI, insurance, or taxes may be included
- Rounding differences in calculation methods
Always use lender quotes for final decisions, but our calculator is excellent for initial planning and comparison shopping.
We recommend recalculating your investment projections:
- Annually: Review your progress and adjust assumptions
- After major life changes: New job, salary increase, family changes
- When exploring options: Comparing different investment strategies
Great question! Here's the key difference:
Interest Rate: The basic cost of borrowing money, expressed as a percentage of the principal loan amount.
APR (Annual Percentage Rate): The total cost of the loan including interest rate plus additional fees like origination fees, points, and other charges.
Our calculators typically use interest rate for basic calculations, but always compare APRs when shopping for loans as they give you the true cost of borrowing.
Yes! Here are several ways to save your results:
- Print: Use your browser's print function (Ctrl+P or Cmd+P)
- Screenshot: Capture the results section for your records
- Copy results: Select and copy the text to paste elsewhere
- Bookmark: Save the URL with your inputs for future reference
Technical Support
Try these troubleshooting steps:
- Refresh the page and try again
- Clear your browser cache and cookies
- Try a different browser (Chrome, Firefox, Safari, Edge)
- Disable browser extensions temporarily
- Check your internet connection
If none of these work, please contact our support team with details about your device and browser.
Yes! All our calculators are fully responsive and optimized for mobile devices, tablets, and desktops. You'll get the same accurate calculations and full functionality regardless of your device size.
No downloads required! Our calculators run entirely in your web browser. Just visit the page and start calculating. No apps to install, no software to download, no account creation needed.
Still Need Help?
Can't find the answer you're looking for? Our support team is here to help with any questions about our calculators or financial planning.